Call reports 2011
FARMERS STATE BANK OF NEWCASTLE — 2011
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,684,000 | 32,849,000 | 33,085,000 | 34,908,000 |
| Total loans | 13,691,000 | 14,301,000 | 13,781,000 | 14,913,000 |
| Allowance for loan losses | 171,000 | 208,000 | 111,000 | 115,000 |
| Securities available for sale | 7,665,000 | 9,533,000 | 11,706,000 | 12,699,000 |
| Securities held to maturity | 413,000 | 368,000 | 252,000 | 841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,753,000 | 29,150,000 | 29,912,000 | 31,726,000 |
| Interest-bearing deposits | 21,894,000 | 22,891,000 | 23,436,000 | 25,188,000 |
| Noninterest-bearing deposits | 4,859,000 | 6,259,000 | 6,476,000 | 6,538,000 |
| Equity capital | 2,706,000 | 2,764,000 | 2,873,000 | 2,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 673,000 | 1,026,000 | 1,354,000 |
| Interest expense | 53,000 | 101,000 | 147,000 | 193,000 |
| Net interest income | 273,000 | 572,000 | 879,000 | 1,161,000 |
| Noninterest income | 40,000 | 79,000 | 147,000 | 209,000 |
| Noninterest expense | 211,000 | 393,000 | 595,000 | 810,000 |
| Provision for loan losses | 10,000 | 48,000 | 88,000 | 108,000 |
| Pretax income | 92,000 | 239,000 | 372,000 | 481,000 |
| Income tax | 25,000 | 68,000 | 106,000 | 132,000 |
| Net income | 58,000 | 172,000 | 269,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,638,000 | 2,702,000 | 2,799,000 | 2,729,000 |
| Total capital | 2,809,000 | 2,910,000 | 2,910,000 | 2,844,000 |
| Risk-weighted assets | 16,350,000 | 17,406,000 | 17,261,000 | 18,756,000 |