Call reports 2018
BANK OF CALHOUN COUNTY — 2018
What BANK OF CALHOUN COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 65,894,000 | 64,308,000 | 66,376,000 | 67,216,000 |
| Total loans | 35,300,000 | 34,570,000 | 35,289,000 | 35,884,000 |
| Allowance for loan losses | 260,000 | 261,000 | 257,000 | 267,000 |
| Securities available for sale | 11,754,000 | 11,223,000 | 10,466,000 | 9,866,000 |
| Securities held to maturity | 233,000 | 259,000 | 253,000 | 246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,735,000 | 57,057,000 | 59,162,000 | 59,908,000 |
| Interest-bearing deposits | 45,799,000 | 44,098,000 | 45,522,000 | 46,301,000 |
| Noninterest-bearing deposits | 12,936,000 | 12,959,000 | 13,640,000 | 13,607,000 |
| Equity capital | 6,459,000 | 6,477,000 | 6,473,000 | 6,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,002,000 | 1,535,000 | 2,102,000 |
| Interest expense | 59,000 | 120,000 | 187,000 | 256,000 |
| Net interest income | 441,000 | 882,000 | 1,348,000 | 1,846,000 |
| Noninterest income | 62,000 | 129,000 | 190,000 | 247,000 |
| Noninterest expense | 383,000 | 791,000 | 1,220,000 | 1,627,000 |
| Provision for loan losses | 7,000 | 8,000 | 8,000 | 15,000 |
| Pretax income | 113,000 | 212,000 | 310,000 | 451,000 |
| Income tax | 29,000 | 57,000 | 89,000 | 114,000 |
| Net income | 84,000 | 155,000 | 221,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,697,000 | 5,702,000 | 5,780,000 | 5,882,000 |
| Total capital | 5,957,000 | 5,963,000 | 6,037,000 | 6,149,000 |
| Risk-weighted assets | 33,915,000 | 33,562,000 | 33,930,000 | 34,946,000 |