Call reports 2017
BANK OF CALHOUN COUNTY — 2017
What BANK OF CALHOUN COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,216,000 | 64,284,000 | 67,005,000 | 65,813,000 |
| Total loans | 34,544,000 | 34,491,000 | 35,080,000 | 35,457,000 |
| Allowance for loan losses | 254,000 | 252,000 | 253,000 | 256,000 |
| Securities available for sale | 16,177,000 | 15,170,000 | 13,747,000 | 12,791,000 |
| Securities held to maturity | 259,000 | 255,000 | 248,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,987,000 | 56,967,000 | 59,666,000 | 58,631,000 |
| Interest-bearing deposits | 46,521,000 | 44,657,000 | 47,037,000 | 46,579,000 |
| Noninterest-bearing deposits | 12,466,000 | 12,310,000 | 12,629,000 | 12,052,000 |
| Equity capital | 6,600,000 | 6,614,000 | 6,633,000 | 6,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 985,000 | 1,486,000 | 1,990,000 |
| Interest expense | 64,000 | 125,000 | 186,000 | 246,000 |
| Net interest income | 426,000 | 860,000 | 1,300,000 | 1,744,000 |
| Noninterest income | 53,000 | 114,000 | 187,000 | 247,000 |
| Noninterest expense | 414,000 | 834,000 | 1,256,000 | 1,685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 140,000 | 231,000 | 306,000 |
| Income tax | 22,000 | 41,000 | 76,000 | 226,000 |
| Net income | 43,000 | 99,000 | 155,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,586,000 | 5,600,000 | 5,619,000 | 5,550,000 |
| Total capital | 5,840,000 | 5,852,000 | 5,872,000 | 5,806,000 |
| Risk-weighted assets | 33,897,000 | 33,358,000 | 34,527,000 | 34,001,000 |