Call reports 2008
BANK OF CALHOUN COUNTY — 2008
What BANK OF CALHOUN COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,134,000 | 57,269,000 | 57,794,000 | 58,822,000 |
| Total loans | 40,917,000 | 41,168,000 | 42,694,000 | 40,547,000 |
| Allowance for loan losses | 1,159,000 | 1,180,000 | 1,205,000 | 1,250,000 |
| Securities available for sale | 10,828,000 | 9,182,000 | 8,645,000 | 10,004,000 |
| Securities held to maturity | 29,000 | 25,000 | 21,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,839,000 | 51,174,000 | 51,696,000 | 51,746,000 |
| Interest-bearing deposits | 43,650,000 | 43,311,000 | 43,781,000 | 43,720,000 |
| Noninterest-bearing deposits | 8,189,000 | 7,863,000 | 7,915,000 | 8,026,000 |
| Equity capital | 4,832,000 | 4,720,000 | 4,985,000 | 6,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,782,000 | 2,652,000 | 3,481,000 |
| Interest expense | 412,000 | 786,000 | 1,119,000 | 1,438,000 |
| Net interest income | 502,000 | 996,000 | 1,533,000 | 2,043,000 |
| Noninterest income | 58,000 | 105,000 | 156,000 | 215,000 |
| Noninterest expense | 425,000 | 837,000 | 1,267,000 | 1,759,000 |
| Provision for loan losses | 0 | 0 | 0 | 260,000 |
| Pretax income | 135,000 | 264,000 | 422,000 | 239,000 |
| Income tax | 0 | 0 | 0 | -1,229,000 |
| Net income | 135,000 | 264,000 | 422,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,750,000 | 4,745,000 | 4,966,000 | 4,917,000 |
| Total capital | 5,212,000 | 5,205,000 | 5,434,000 | 5,376,000 |
| Risk-weighted assets | 36,534,000 | 36,384,000 | 36,966,000 | 36,234,000 |
Machine access — free, no API key
Every figure shown here about BANK OF CALHOUN COUNTY — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.