Call reports 2012
LONE STAR STATE BANK, THE — 2012
What LONE STAR STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,899,000 | 38,893,000 | 39,657,000 | 41,661,000 |
| Total loans | 21,808,000 | 22,013,000 | 21,548,000 | 23,197,000 |
| Allowance for loan losses | 412,000 | 412,000 | 412,000 | 412,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,369,000 | 31,585,000 | 30,964,000 | 30,964,000 |
| Interest-bearing deposits | 21,150,000 | 21,544,000 | 21,630,000 | 22,284,000 |
| Noninterest-bearing deposits | 8,219,000 | 10,041,000 | 9,334,000 | 8,680,000 |
| Equity capital | 3,237,000 | 3,108,000 | 3,150,000 | 3,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 634,000 | 956,000 | 1,271,000 |
| Interest expense | 32,000 | 62,000 | 92,000 | 120,000 |
| Net interest income | 289,000 | 572,000 | 864,000 | 1,151,000 |
| Noninterest income | 43,000 | 78,000 | 112,000 | 147,000 |
| Noninterest expense | 150,000 | 296,000 | 445,000 | 610,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 354,000 | 531,000 | 688,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 354,000 | 531,000 | 688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,237,000 | 3,108,000 | 3,150,000 | 3,137,000 |
| Total capital | 3,515,000 | 3,383,000 | 3,423,000 | 3,415,000 |
| Risk-weighted assets | 22,288,000 | 22,374,000 | 21,683,000 | 22,086,000 |