Call reports 2011
LONE STAR STATE BANK, THE — 2011
What LONE STAR STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,189,000 | 35,716,000 | 40,207,000 | 39,444,000 |
| Total loans | 24,258,000 | 23,634,000 | 22,429,000 | 21,844,000 |
| Allowance for loan losses | 398,000 | 409,000 | 412,000 | 412,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,124,000 | 31,118,000 | 31,543,000 | 29,095,000 |
| Interest-bearing deposits | 22,457,000 | 22,211,000 | 22,189,000 | 22,207,000 |
| Noninterest-bearing deposits | 8,667,000 | 8,907,000 | 9,354,000 | 6,888,000 |
| Equity capital | 3,271,000 | 3,076,000 | 3,066,000 | 3,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 737,000 | 1,088,000 | 1,421,000 |
| Interest expense | 52,000 | 100,000 | 142,000 | 178,000 |
| Net interest income | 315,000 | 637,000 | 946,000 | 1,243,000 |
| Noninterest income | 63,000 | 95,000 | 129,000 | 164,000 |
| Noninterest expense | 161,000 | 319,000 | 482,000 | 645,000 |
| Provision for loan losses | 10,000 | 21,000 | 24,000 | 24,000 |
| Pretax income | 207,000 | 392,000 | 569,000 | 738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 392,000 | 569,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,271,000 | 3,076,000 | 3,066,000 | 3,065,000 |
| Total capital | 3,562,000 | 3,361,000 | 3,353,000 | 3,343,000 |
| Risk-weighted assets | 23,514,000 | 23,025,000 | 23,116,000 | 22,364,000 |