Call reports 2010
LONE STAR STATE BANK, THE — 2010
What LONE STAR STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,125,000 | 43,156,000 | 43,225,000 | 36,704,000 |
| Total loans | 28,668,000 | 27,283,000 | 25,973,000 | 23,796,000 |
| Allowance for loan losses | 377,000 | 388,000 | 398,000 | 388,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,431,000 | 31,796,000 | 32,168,000 | 31,584,000 |
| Interest-bearing deposits | 24,888,000 | 25,351,000 | 25,210,000 | 23,155,000 |
| Noninterest-bearing deposits | 6,543,000 | 6,445,000 | 6,958,000 | 8,429,000 |
| Equity capital | 3,249,000 | 3,049,000 | 3,048,000 | 3,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 907,000 | 1,344,000 | 1,738,000 |
| Interest expense | 94,000 | 183,000 | 259,000 | 323,000 |
| Net interest income | 363,000 | 724,000 | 1,085,000 | 1,415,000 |
| Noninterest income | 55,000 | 102,000 | 150,000 | 195,000 |
| Noninterest expense | 176,000 | 349,000 | 522,000 | 730,000 |
| Provision for loan losses | 10,000 | 21,000 | 31,000 | 21,000 |
| Pretax income | 232,000 | 456,000 | 682,000 | 859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 456,000 | 682,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,249,000 | 3,049,000 | 3,048,000 | 3,064,000 |
| Total capital | 3,592,000 | 3,376,000 | 3,365,000 | 3,347,000 |
| Risk-weighted assets | 27,708,000 | 26,384,000 | 25,518,000 | 22,855,000 |