Call reports 2009
LONE STAR STATE BANK, THE — 2009
What LONE STAR STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,598,000 | 43,985,000 | 41,898,000 | 41,398,000 |
| Total loans | 23,699,000 | 25,913,000 | 25,279,000 | 28,872,000 |
| Allowance for loan losses | 349,000 | 360,000 | 367,000 | 367,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,679,000 | 31,968,000 | 32,319,000 | 32,304,000 |
| Interest-bearing deposits | 23,974,000 | 24,738,000 | 25,540,000 | 25,072,000 |
| Noninterest-bearing deposits | 7,705,000 | 7,230,000 | 6,779,000 | 7,232,000 |
| Equity capital | 3,188,000 | 3,010,000 | 3,023,000 | 3,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 990,000 | 1,506,000 | 1,970,000 |
| Interest expense | 160,000 | 312,000 | 457,000 | 566,000 |
| Net interest income | 329,000 | 678,000 | 1,049,000 | 1,404,000 |
| Noninterest income | 57,000 | 105,000 | 157,000 | 209,000 |
| Noninterest expense | 184,000 | 348,000 | 522,000 | 731,000 |
| Provision for loan losses | 10,000 | 21,000 | 28,000 | 28,000 |
| Pretax income | 192,000 | 414,000 | 656,000 | 854,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 414,000 | 656,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,188,000 | 3,010,000 | 3,023,000 | 3,017,000 |
| Total capital | 3,481,000 | 3,332,000 | 3,343,000 | 3,351,000 |
| Risk-weighted assets | 23,363,000 | 25,825,000 | 25,956,000 | 26,946,000 |