Call reports 2007
LONE STAR STATE BANK, THE — 2007
What LONE STAR STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,208,000 | 26,550,000 | 27,667,000 | 30,063,000 |
| Total loans | 31,964,000 | 23,865,000 | 23,876,000 | 24,840,000 |
| Allowance for loan losses | 408,000 | 329,000 | 333,000 | 333,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,186,000 | 23,073,000 | 24,402,000 | 25,387,000 |
| Interest-bearing deposits | 25,765,000 | 18,088,000 | 18,686,000 | 19,299,000 |
| Noninterest-bearing deposits | 9,421,000 | 4,985,000 | 5,716,000 | 6,088,000 |
| Equity capital | 2,925,000 | 3,082,000 | 3,127,000 | 2,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,180,000 | 1,656,000 | 2,150,000 |
| Interest expense | 227,000 | 422,000 | 584,000 | 763,000 |
| Net interest income | 408,000 | 758,000 | 1,072,000 | 1,387,000 |
| Noninterest income | 62,000 | 1,240,000 | 1,285,000 | 1,333,000 |
| Noninterest expense | 263,000 | 504,000 | 682,000 | 882,000 |
| Provision for loan losses | 15,000 | -64,000 | -60,000 | -60,000 |
| Pretax income | 192,000 | 1,558,000 | 1,735,000 | 1,898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 1,558,000 | 1,735,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,925,000 | 3,082,000 | 3,127,000 | 2,990,000 |
| Total capital | 3,274,000 | 3,334,000 | 3,382,000 | 3,261,000 |
| Risk-weighted assets | 28,167,000 | 20,254,000 | 20,525,000 | 21,788,000 |