Call reports 2005
LONE STAR STATE BANK, THE — 2005
What LONE STAR STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,087,000 | 30,340,000 | 31,065,000 | 32,915,000 |
| Total loans | 20,315,000 | 24,985,000 | 26,706,000 | 28,083,000 |
| Allowance for loan losses | 314,000 | 324,000 | 322,000 | 336,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,729,000 | 25,795,000 | 28,452,000 | 30,232,000 |
| Interest-bearing deposits | 18,334,000 | 20,686,000 | 22,259,000 | 22,966,000 |
| Noninterest-bearing deposits | 6,395,000 | 5,109,000 | 6,193,000 | 7,266,000 |
| Equity capital | 2,435,000 | 2,468,000 | 2,540,000 | 2,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 762,000 | 1,228,000 | 1,720,000 |
| Interest expense | 70,000 | 164,000 | 277,000 | 402,000 |
| Net interest income | 284,000 | 598,000 | 951,000 | 1,318,000 |
| Noninterest income | 64,000 | 109,000 | 170,000 | 227,000 |
| Noninterest expense | 247,000 | 523,000 | 799,000 | 1,087,000 |
| Provision for loan losses | 8,000 | 18,000 | 33,000 | 48,000 |
| Pretax income | 93,000 | 166,000 | 289,000 | 410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 166,000 | 289,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,435,000 | 2,468,000 | 2,540,000 | 2,619,000 |
| Total capital | 2,676,000 | 2,746,000 | 2,829,000 | 2,926,000 |
| Risk-weighted assets | 19,206,000 | 22,246,000 | 23,106,000 | 24,566,000 |
Machine access — free, no API key
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