Call reports 2025
GENOA COMMUNITY BANK — 2025
What GENOA COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 68,057,000 | 71,005,000 | 67,934,000 | 70,587,000 |
| Total loans | 45,693,000 | 50,125,000 | 48,357,000 | 52,284,000 |
| Allowance for loan losses | 518,000 | 524,000 | 530,000 | 536,000 |
| Securities available for sale | 14,669,000 | 14,091,000 | 13,207,000 | 12,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,227,000 | 59,896,000 | 58,424,000 | 57,827,000 |
| Interest-bearing deposits | 48,277,000 | 53,087,000 | 51,443,000 | 49,915,000 |
| Noninterest-bearing deposits | 6,950,000 | 6,809,000 | 6,981,000 | 7,912,000 |
| Equity capital | 7,822,000 | 7,950,000 | 8,299,000 | 8,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,051,000 | 3,113,000 | 4,153,000 |
| Interest expense | 408,000 | 762,000 | 1,113,000 | 1,446,000 |
| Net interest income | 624,000 | 1,289,000 | 2,000,000 | 2,707,000 |
| Noninterest income | 56,000 | 122,000 | 172,000 | 217,000 |
| Noninterest expense | 489,000 | 965,000 | 1,454,000 | 1,951,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 182,000 | 433,000 | 689,000 | 941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 433,000 | 689,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,802,000 | 8,923,000 | 9,051,000 | 9,008,000 |
| Total capital | 9,330,000 | 9,457,000 | 9,591,000 | 9,554,000 |
| Risk-weighted assets | 53,266,000 | 57,328,000 | 55,439,000 | 59,601,000 |