Call reports 2024
GENOA COMMUNITY BANK — 2024
What GENOA COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 67,208,000 | 66,000,000 | 66,977,000 | 70,684,000 |
| Total loans | 45,805,000 | 45,679,000 | 46,485,000 | 49,847,000 |
| Allowance for loan losses | 512,000 | 512,000 | 512,000 | 512,000 |
| Securities available for sale | 15,296,000 | 15,183,000 | 14,953,000 | 14,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,810,000 | 55,217,000 | 54,142,000 | 51,197,000 |
| Interest-bearing deposits | 48,124,000 | 48,135,000 | 46,960,000 | 44,739,000 |
| Noninterest-bearing deposits | 7,686,000 | 7,082,000 | 7,182,000 | 6,458,000 |
| Equity capital | 7,311,000 | 7,383,000 | 7,843,000 | 7,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,074,000 | 3,103,000 | 4,155,000 |
| Interest expense | 441,000 | 828,000 | 1,234,000 | 1,660,000 |
| Net interest income | 610,000 | 1,246,000 | 1,869,000 | 2,495,000 |
| Noninterest income | 52,000 | 102,000 | 163,000 | 209,000 |
| Noninterest expense | 496,000 | 964,000 | 1,422,000 | 1,879,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 168,000 | 378,000 | 608,000 | 824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 168,000 | 378,000 | 608,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,380,000 | 8,485,000 | 8,601,000 | 8,710,000 |
| Total capital | 8,902,000 | 9,007,000 | 9,123,000 | 9,232,000 |
| Risk-weighted assets | 53,310,000 | 52,944,000 | 53,927,000 | 57,469,000 |