Call reports 2023
GENOA COMMUNITY BANK — 2023
What GENOA COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 64,957,000 | 67,958,000 | 68,873,000 | 74,858,000 |
| Total loans | 44,174,000 | 46,650,000 | 46,617,000 | 52,130,000 |
| Allowance for loan losses | 510,000 | 510,000 | 511,000 | 511,000 |
| Securities available for sale | 16,152,000 | 16,181,000 | 15,585,000 | 15,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,877,000 | 56,311,000 | 54,453,000 | 54,309,000 |
| Interest-bearing deposits | 47,909,000 | 48,805,000 | 46,729,000 | 44,853,000 |
| Noninterest-bearing deposits | 7,968,000 | 7,506,000 | 7,724,000 | 9,456,000 |
| Equity capital | 6,954,000 | 7,017,000 | 6,822,000 | 7,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,697,000 | 2,660,000 | 3,679,000 |
| Interest expense | 213,000 | 494,000 | 852,000 | 1,251,000 |
| Net interest income | 602,000 | 1,203,000 | 1,808,000 | 2,428,000 |
| Noninterest income | 44,000 | 110,000 | 152,000 | 192,000 |
| Noninterest expense | 514,000 | 963,000 | 1,400,000 | 1,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 362,000 | 580,000 | 786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 362,000 | 580,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,168,000 | 8,279,000 | 8,390,000 | 8,295,000 |
| Total capital | 8,688,000 | 8,799,000 | 8,911,000 | 8,816,000 |
| Risk-weighted assets | 50,890,000 | 53,293,000 | 53,799,000 | 59,746,000 |