Call reports 2022
GENOA COMMUNITY BANK — 2022
What GENOA COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 65,258,000 | 64,717,000 | 66,571,000 | 68,515,000 |
| Total loans | 43,167,000 | 44,408,000 | 45,544,000 | 47,492,000 |
| Allowance for loan losses | 509,000 | 509,000 | 509,000 | 509,000 |
| Securities available for sale | 16,404,000 | 15,672,000 | 15,907,000 | 15,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,476,000 | 57,083,000 | 57,819,000 | 56,168,000 |
| Interest-bearing deposits | 49,362,000 | 49,767,000 | 49,197,000 | 46,340,000 |
| Noninterest-bearing deposits | 8,114,000 | 7,316,000 | 8,622,000 | 9,828,000 |
| Equity capital | 7,235,000 | 6,676,000 | 6,359,000 | 6,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,274,000 | 1,984,000 | 2,779,000 |
| Interest expense | 51,000 | 99,000 | 193,000 | 329,000 |
| Net interest income | 572,000 | 1,175,000 | 1,791,000 | 2,450,000 |
| Noninterest income | 36,000 | 78,000 | 133,000 | 171,000 |
| Noninterest expense | 423,000 | 867,000 | 1,294,000 | 1,733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 311,000 | 556,000 | 818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 311,000 | 556,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,781,000 | 7,876,000 | 7,998,000 | 8,132,000 |
| Total capital | 8,300,000 | 8,395,000 | 8,517,000 | 8,651,000 |
| Risk-weighted assets | 49,001,000 | 50,524,000 | 52,482,000 | 54,539,000 |