Call reports 2021
GENOA COMMUNITY BANK — 2021
What GENOA COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 68,989,000 | 67,127,000 | 62,686,000 | 64,819,000 |
| Total loans | 41,435,000 | 42,399,000 | 41,894,000 | 46,342,000 |
| Allowance for loan losses | 506,000 | 506,000 | 506,000 | 508,000 |
| Securities available for sale | 11,787,000 | 14,694,000 | 14,172,000 | 14,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,572,000 | 58,182,000 | 54,127,000 | 52,878,000 |
| Interest-bearing deposits | 52,039,000 | 51,462,000 | 47,721,000 | 44,689,000 |
| Noninterest-bearing deposits | 8,533,000 | 6,720,000 | 6,406,000 | 8,189,000 |
| Equity capital | 7,508,000 | 7,707,000 | 7,808,000 | 8,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,499,000 | 2,109,000 | 2,738,000 |
| Interest expense | 110,000 | 192,000 | 262,000 | 320,000 |
| Net interest income | 658,000 | 1,307,000 | 1,847,000 | 2,418,000 |
| Noninterest income | 35,000 | 74,000 | 105,000 | 159,000 |
| Noninterest expense | 422,000 | 841,000 | 1,231,000 | 1,637,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 65,000 |
| Pretax income | 160,000 | 438,000 | 629,000 | 852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 438,000 | 629,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,440,000 | 7,575,000 | 7,675,000 | 7,757,000 |
| Total capital | 7,956,000 | 8,091,000 | 8,191,000 | 8,275,000 |
| Risk-weighted assets | 47,091,000 | 48,082,000 | 45,804,000 | 50,651,000 |