Call reports 2020
GENOA COMMUNITY BANK — 2020
What GENOA COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 59,214,000 | 62,194,000 | 64,183,000 | 63,872,000 |
| Total loans | 43,020,000 | 44,070,000 | 44,969,000 | 43,604,000 |
| Allowance for loan losses | 371,000 | 544,000 | 426,000 | 441,000 |
| Securities available for sale | 5,666,000 | 5,530,000 | 7,858,000 | 9,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,033,000 | 53,566,000 | 55,173,000 | 55,467,000 |
| Interest-bearing deposits | 44,396,000 | 48,581,000 | 49,896,000 | 49,012,000 |
| Noninterest-bearing deposits | 4,637,000 | 4,985,000 | 5,277,000 | 6,455,000 |
| Equity capital | 7,332,000 | 7,579,000 | 7,608,000 | 7,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,437,000 | 2,019,000 | 2,658,000 |
| Interest expense | 202,000 | 344,000 | 482,000 | 613,000 |
| Net interest income | 501,000 | 1,093,000 | 1,537,000 | 2,045,000 |
| Noninterest income | 41,000 | 264,000 | 294,000 | 323,000 |
| Noninterest expense | 397,000 | 802,000 | 1,213,000 | 1,609,000 |
| Provision for loan losses | 110,000 | 278,000 | 283,000 | 298,000 |
| Pretax income | 69,000 | 339,000 | 403,000 | 540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 339,000 | 403,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,471,000 | 7,499,000 | 7,519,000 | 7,436,000 |
| Total capital | 7,852,000 | 8,053,000 | 7,955,000 | 7,887,000 |
| Risk-weighted assets | 46,542,000 | 46,744,000 | 48,212,000 | 47,647,000 |