Call reports 2019
GENOA COMMUNITY BANK — 2019
What GENOA COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,613,000 | 63,465,000 | 63,769,000 | 63,995,000 |
| Total loans | 45,943,000 | 39,535,000 | 42,706,000 | 42,393,000 |
| Allowance for loan losses | 548,000 | 553,000 | 553,000 | 553,000 |
| Securities available for sale | 8,238,000 | 9,936,000 | 5,821,000 | 5,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,224,000 | 55,515,000 | 54,818,000 | 55,248,000 |
| Interest-bearing deposits | 48,964,000 | 50,550,000 | 49,916,000 | 49,394,000 |
| Noninterest-bearing deposits | 5,260,000 | 4,965,000 | 4,902,000 | 5,854,000 |
| Equity capital | 7,377,000 | 7,330,000 | 7,458,000 | 7,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,503,000 | 2,243,000 | 2,976,000 |
| Interest expense | 211,000 | 427,000 | 648,000 | 867,000 |
| Net interest income | 552,000 | 1,076,000 | 1,595,000 | 2,109,000 |
| Noninterest income | 66,000 | 98,000 | 134,000 | 169,000 |
| Noninterest expense | 425,000 | 826,000 | 1,225,000 | 1,632,000 |
| Provision for loan losses | -70,000 | -70,000 | -70,000 | -70,000 |
| Pretax income | 263,000 | 418,000 | 666,000 | 778,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 418,000 | 666,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,403,000 | 7,292,000 | 7,401,000 | 7,402,000 |
| Total capital | 7,961,000 | 7,841,000 | 7,964,000 | 7,965,000 |
| Risk-weighted assets | 49,861,000 | 43,921,000 | 46,548,000 | 46,786,000 |