Call reports 2018
GENOA COMMUNITY BANK — 2018
What GENOA COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,247,000 | 55,357,000 | 60,200,000 | 62,074,000 |
| Total loans | 43,202,000 | 43,528,000 | 47,283,000 | 47,833,000 |
| Allowance for loan losses | 862,000 | 864,000 | 866,000 | 867,000 |
| Securities available for sale | 8,587,000 | 8,146,000 | 7,992,000 | 8,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,569,000 | 44,897,000 | 46,251,000 | 51,459,000 |
| Interest-bearing deposits | 39,980,000 | 40,057,000 | 41,382,000 | 45,933,000 |
| Noninterest-bearing deposits | 5,589,000 | 4,840,000 | 4,869,000 | 5,526,000 |
| Equity capital | 7,054,000 | 7,083,000 | 7,095,000 | 7,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,315,000 | 2,032,000 | 2,791,000 |
| Interest expense | 117,000 | 229,000 | 376,000 | 563,000 |
| Net interest income | 540,000 | 1,086,000 | 1,656,000 | 2,228,000 |
| Noninterest income | 40,000 | 85,000 | 127,000 | 174,000 |
| Noninterest expense | 419,000 | 826,000 | 1,214,000 | 1,607,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 342,000 | 566,000 | 792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 342,000 | 566,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,119,000 | 7,148,000 | 7,185,000 | 7,255,000 |
| Total capital | 7,699,000 | 7,722,000 | 7,816,000 | 7,899,000 |
| Risk-weighted assets | 46,179,000 | 45,691,000 | 50,282,000 | 51,332,000 |