Call reports 2017
GENOA COMMUNITY BANK — 2017
What GENOA COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 55,328,000 | 56,656,000 | 56,931,000 | 58,735,000 |
| Total loans | 42,762,000 | 43,704,000 | 43,355,000 | 45,879,000 |
| Allowance for loan losses | 650,000 | 650,000 | 860,000 | 861,000 |
| Securities available for sale | 9,526,000 | 9,428,000 | 9,262,000 | 8,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,703,000 | 46,937,000 | 45,018,000 | 44,116,000 |
| Interest-bearing deposits | 41,059,000 | 42,208,000 | 40,751,000 | 38,616,000 |
| Noninterest-bearing deposits | 5,644,000 | 4,729,000 | 4,267,000 | 5,500,000 |
| Equity capital | 7,079,000 | 7,067,000 | 7,176,000 | 7,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,280,000 | 1,929,000 | 2,513,000 |
| Interest expense | 90,000 | 185,000 | 275,000 | 373,000 |
| Net interest income | 539,000 | 1,095,000 | 1,654,000 | 2,140,000 |
| Noninterest income | 28,000 | 58,000 | 149,000 | 184,000 |
| Noninterest expense | 370,000 | 735,000 | 1,133,000 | 1,516,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 424,000 | 676,000 | 814,000 |
| Income tax | 5,000 | 11,000 | 0 | 0 |
| Net income | 198,000 | 413,000 | 676,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,111,000 | 7,038,000 | 7,159,000 | 7,177,000 |
| Total capital | 7,667,000 | 7,614,000 | 7,734,000 | 7,786,000 |
| Risk-weighted assets | 44,379,000 | 46,050,000 | 45,724,000 | 48,492,000 |