Call reports 2016
GENOA COMMUNITY BANK — 2016
What GENOA COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,389,000 | 54,922,000 | 57,309,000 | 59,969,000 |
| Total loans | 40,913,000 | 42,004,000 | 44,516,000 | 47,239,000 |
| Allowance for loan losses | 645,000 | 646,000 | 646,000 | 646,000 |
| Securities available for sale | 10,934,000 | 10,415,000 | 10,098,000 | 9,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,138,000 | 47,490,000 | 46,397,000 | 45,756,000 |
| Interest-bearing deposits | 40,038,000 | 42,815,000 | 41,310,000 | 39,766,000 |
| Noninterest-bearing deposits | 5,100,000 | 4,675,000 | 5,087,000 | 5,990,000 |
| Equity capital | 6,976,000 | 7,069,000 | 7,123,000 | 7,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,276,000 | 1,889,000 | 2,540,000 |
| Interest expense | 148,000 | 268,000 | 345,000 | 433,000 |
| Net interest income | 509,000 | 1,008,000 | 1,544,000 | 2,107,000 |
| Noninterest income | 37,000 | 58,000 | 85,000 | 110,000 |
| Noninterest expense | 367,000 | 723,000 | 1,082,000 | 1,426,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 346,000 | 550,000 | 794,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 21,000 |
| Net income | 177,000 | 336,000 | 534,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,907,000 | 6,963,000 | 7,050,000 | 7,118,000 |
| Total capital | 7,442,000 | 7,500,000 | 7,615,000 | 7,723,000 |
| Risk-weighted assets | 42,741,000 | 42,858,000 | 45,155,000 | 48,408,000 |