Call reports 2015
GENOA COMMUNITY BANK — 2015
What GENOA COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 58,395,000 | 60,682,000 | 59,234,000 | 63,274,000 |
| Total loans | 40,199,000 | 42,366,000 | 42,836,000 | 46,891,000 |
| Allowance for loan losses | 675,000 | 630,000 | 645,000 | 645,000 |
| Securities available for sale | 14,095,000 | 13,835,000 | 12,029,000 | 12,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,054,000 | 47,488,000 | 45,811,000 | 44,451,000 |
| Interest-bearing deposits | 38,414,000 | 42,055,000 | 40,598,000 | 39,084,000 |
| Noninterest-bearing deposits | 5,640,000 | 5,433,000 | 5,213,000 | 5,367,000 |
| Equity capital | 6,336,000 | 6,270,000 | 6,443,000 | 6,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,301,000 | 1,929,000 | 2,641,000 |
| Interest expense | 143,000 | 271,000 | 394,000 | 535,000 |
| Net interest income | 471,000 | 1,030,000 | 1,535,000 | 2,106,000 |
| Noninterest income | 58,000 | 69,000 | 98,000 | 931,000 |
| Noninterest expense | 382,000 | 755,000 | 1,144,000 | 1,581,000 |
| Provision for loan losses | -45,000 | -90,000 | -90,000 | 31,000 |
| Pretax income | 192,000 | 434,000 | 579,000 | 1,425,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 21,000 |
| Net income | 187,000 | 424,000 | 563,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,222,000 | 6,353,000 | 6,426,000 | 6,803,000 |
| Total capital | 6,824,000 | 6,921,000 | 6,994,000 | 7,413,000 |
| Risk-weighted assets | 48,092,000 | 45,396,000 | 45,316,000 | 48,782,000 |