Call reports 2014
GENOA COMMUNITY BANK — 2014
What GENOA COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 57,561,000 | 60,072,000 | 61,712,000 | 65,825,000 |
| Total loans | 38,176,000 | 40,095,000 | 43,254,000 | 45,975,000 |
| Allowance for loan losses | 862,000 | 811,000 | 766,000 | 720,000 |
| Securities available for sale | 13,550,000 | 14,039,000 | 14,242,000 | 14,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,730,000 | 49,182,000 | 45,612,000 | 45,253,000 |
| Interest-bearing deposits | 41,411,000 | 42,496,000 | 39,713,000 | 38,088,000 |
| Noninterest-bearing deposits | 6,319,000 | 6,686,000 | 5,899,000 | 7,165,000 |
| Equity capital | 5,610,000 | 5,804,000 | 5,958,000 | 6,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,128,000 | 1,718,000 | 2,362,000 |
| Interest expense | 121,000 | 246,000 | 371,000 | 518,000 |
| Net interest income | 460,000 | 882,000 | 1,347,000 | 1,844,000 |
| Noninterest income | 60,000 | 83,000 | 113,000 | 139,000 |
| Noninterest expense | 360,000 | 715,000 | 1,082,000 | 1,437,000 |
| Provision for loan losses | -45,000 | -90,000 | -135,000 | -180,000 |
| Pretax income | 205,000 | 340,000 | 511,000 | 724,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 22,000 |
| Net income | 199,000 | 329,000 | 494,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,915,000 | 5,967,000 | 6,042,000 | 6,151,000 |
| Total capital | 6,454,000 | 6,523,000 | 6,645,000 | 6,790,000 |
| Risk-weighted assets | 42,808,000 | 44,250,000 | 48,038,000 | 50,990,000 |