Call reports 2013
GENOA COMMUNITY BANK — 2013
What GENOA COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,662,000 | 58,312,000 | 58,115,000 | 58,741,000 |
| Total loans | 36,938,000 | 37,201,000 | 39,183,000 | 40,571,000 |
| Allowance for loan losses | 825,000 | 826,000 | 855,000 | 907,000 |
| Securities available for sale | 17,011,000 | 16,314,000 | 14,274,000 | 13,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,886,000 | 45,571,000 | 44,019,000 | 44,676,000 |
| Interest-bearing deposits | 40,338,000 | 40,132,000 | 39,071,000 | 38,880,000 |
| Noninterest-bearing deposits | 6,548,000 | 5,439,000 | 4,948,000 | 5,796,000 |
| Equity capital | 5,664,000 | 5,357,000 | 5,242,000 | 5,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,123,000 | 1,787,000 | 2,454,000 |
| Interest expense | 146,000 | 280,000 | 409,000 | 534,000 |
| Net interest income | 416,000 | 843,000 | 1,378,000 | 1,920,000 |
| Noninterest income | 63,000 | 72,000 | 105,000 | 128,000 |
| Noninterest expense | 400,000 | 746,000 | 1,100,000 | 1,455,000 |
| Provision for loan losses | 0 | 0 | 0 | -30,000 |
| Pretax income | 79,000 | 172,000 | 386,000 | 638,000 |
| Income tax | 3,000 | 7,000 | 15,000 | 21,000 |
| Net income | 76,000 | 165,000 | 371,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,558,000 | 5,590,000 | 5,689,000 | 5,797,000 |
| Total capital | 6,094,000 | 6,126,000 | 6,236,000 | 6,364,000 |
| Risk-weighted assets | 42,573,000 | 42,568,000 | 43,460,000 | 45,004,000 |