Call reports 2012
GENOA COMMUNITY BANK — 2012
What GENOA COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 58,759,000 | 59,269,000 | 58,535,000 | 58,495,000 |
| Total loans | 38,389,000 | 37,577,000 | 39,370,000 | 41,049,000 |
| Allowance for loan losses | 772,000 | 789,000 | 821,000 | 819,000 |
| Securities available for sale | 14,157,000 | 15,400,000 | 14,633,000 | 12,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,581,000 | 49,028,000 | 47,508,000 | 46,617,000 |
| Interest-bearing deposits | 42,455,000 | 43,723,000 | 42,385,000 | 40,407,000 |
| Noninterest-bearing deposits | 6,126,000 | 5,305,000 | 5,123,000 | 6,210,000 |
| Equity capital | 5,265,000 | 5,394,000 | 5,394,000 | 5,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,263,000 | 1,870,000 | 2,535,000 |
| Interest expense | 176,000 | 347,000 | 516,000 | 674,000 |
| Net interest income | 480,000 | 916,000 | 1,354,000 | 1,861,000 |
| Noninterest income | 69,000 | 102,000 | 142,000 | 172,000 |
| Noninterest expense | 353,000 | 681,000 | 1,024,000 | 1,390,000 |
| Provision for loan losses | 433,000 | 450,000 | 722,000 | 697,000 |
| Pretax income | -236,000 | -61,000 | -122,000 | 96,000 |
| Income tax | 5,000 | 6,000 | 5,000 | 4,000 |
| Net income | -241,000 | -67,000 | -127,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,156,000 | 5,331,000 | 5,263,000 | 5,482,000 |
| Total capital | 5,715,000 | 5,878,000 | 5,829,000 | 6,065,000 |
| Risk-weighted assets | 44,475,000 | 43,643,000 | 45,053,000 | 46,406,000 |