Call reports 2011
GENOA COMMUNITY BANK — 2011
What GENOA COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,201,000 | 58,919,000 | 60,579,000 | 59,593,000 |
| Total loans | 34,074,000 | 35,605,000 | 38,447,000 | 39,497,000 |
| Allowance for loan losses | 652,000 | 668,000 | 563,000 | 595,000 |
| Securities available for sale | 16,585,000 | 17,460,000 | 17,009,000 | 15,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,520,000 | 48,063,000 | 46,735,000 | 44,704,000 |
| Interest-bearing deposits | 43,052,000 | 44,704,000 | 42,215,000 | 40,527,000 |
| Noninterest-bearing deposits | 3,468,000 | 3,359,000 | 4,520,000 | 4,177,000 |
| Equity capital | 5,240,000 | 5,426,000 | 5,566,000 | 5,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,294,000 | 1,970,000 | 2,648,000 |
| Interest expense | 205,000 | 408,000 | 606,000 | 796,000 |
| Net interest income | 418,000 | 886,000 | 1,364,000 | 1,852,000 |
| Noninterest income | 61,000 | 94,000 | 142,000 | 183,000 |
| Noninterest expense | 346,000 | 728,000 | 1,071,000 | 1,403,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 135,000 |
| Pretax income | 109,000 | 202,000 | 355,000 | 511,000 |
| Income tax | 4,000 | 7,000 | 13,000 | 19,000 |
| Net income | 105,000 | 195,000 | 342,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,453,000 | 5,331,000 | 5,406,000 | 5,482,000 |
| Total capital | 5,961,000 | 5,860,000 | 5,973,000 | 6,062,000 |
| Risk-weighted assets | 40,473,000 | 42,149,000 | 45,351,000 | 46,337,000 |