Call reports 2010
GENOA COMMUNITY BANK — 2010
What GENOA COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 59,845,000 | 59,851,000 | 56,869,000 | 55,375,000 |
| Total loans | 42,658,000 | 42,646,000 | 37,774,000 | 36,165,000 |
| Allowance for loan losses | 532,000 | 557,000 | 613,000 | 643,000 |
| Securities available for sale | 11,281,000 | 12,991,000 | 13,812,000 | 15,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,893,000 | 45,765,000 | 44,229,000 | 43,697,000 |
| Interest-bearing deposits | 43,152,000 | 42,804,000 | 41,185,000 | 40,538,000 |
| Noninterest-bearing deposits | 2,741,000 | 2,961,000 | 3,044,000 | 3,159,000 |
| Equity capital | 5,295,000 | 5,491,000 | 5,569,000 | 5,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,512,000 | 2,136,000 | 2,799,000 |
| Interest expense | 254,000 | 565,000 | 741,000 | 957,000 |
| Net interest income | 479,000 | 947,000 | 1,395,000 | 1,842,000 |
| Noninterest income | 79,000 | 130,000 | 175,000 | 176,000 |
| Noninterest expense | 325,000 | 654,000 | 977,000 | 1,313,000 |
| Provision for loan losses | 30,000 | 60,000 | 213,000 | 243,000 |
| Pretax income | 181,000 | 341,000 | 409,000 | 488,000 |
| Income tax | 5,000 | 11,000 | 14,000 | 19,000 |
| Net income | 176,000 | 330,000 | 395,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,252,000 | 5,332,000 | 5,363,000 | 5,399,000 |
| Total capital | 5,784,000 | 5,889,000 | 5,908,000 | 5,932,000 |
| Risk-weighted assets | 47,408,000 | 47,876,000 | 43,530,000 | 42,457,000 |