Call reports 2007
GENOA COMMUNITY BANK — 2007
What GENOA COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 50,338,000 | 49,982,000 | 50,686,000 | 50,221,000 |
| Total loans | 34,289,000 | 33,967,000 | 35,729,000 | 35,456,000 |
| Allowance for loan losses | 345,000 | 328,000 | 329,000 | 341,000 |
| Securities available for sale | 12,213,000 | 11,120,000 | 10,990,000 | 10,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,677,000 | 38,304,000 | 38,151,000 | 36,600,000 |
| Interest-bearing deposits | 36,612,000 | 36,617,000 | 36,366,000 | 34,544,000 |
| Noninterest-bearing deposits | 2,065,000 | 1,687,000 | 1,785,000 | 2,056,000 |
| Equity capital | 4,742,000 | 4,787,000 | 5,007,000 | 5,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,741,000 | 2,611,000 | 3,478,000 |
| Interest expense | 483,000 | 953,000 | 1,428,000 | 1,878,000 |
| Net interest income | 394,000 | 788,000 | 1,183,000 | 1,600,000 |
| Noninterest income | 18,000 | 59,000 | 101,000 | 147,000 |
| Noninterest expense | 361,000 | 654,000 | 942,000 | 1,225,000 |
| Provision for loan losses | 45,000 | 75,000 | 75,000 | 84,000 |
| Pretax income | 6,000 | 112,000 | 261,000 | 432,000 |
| Income tax | 0 | 4,000 | 9,000 | 16,000 |
| Net income | 6,000 | 108,000 | 252,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,971,000 | 5,073,000 | 5,164,000 | 5,310,000 |
| Total capital | 5,316,000 | 5,401,000 | 5,492,000 | 5,651,000 |
| Risk-weighted assets | 36,470,000 | 36,226,000 | 38,114,000 | 37,579,000 |