Call reports 2024
CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION — 2024
What CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 16,476,335,000 | 16,159,023,000 | 15,410,563,000 | 15,160,648,000 |
| Total loans | 8,770,713,000 | 8,681,846,000 | 8,572,565,000 | 8,536,432,000 |
| Allowance for loan losses | 82,817,000 | 82,786,000 | 82,942,000 | 80,122,000 |
| Securities available for sale | 2,835,785,000 | 2,744,469,000 | 2,464,155,000 | 2,540,688,000 |
| Securities held to maturity | 2,454,586,000 | 2,429,886,000 | 2,405,254,000 | 2,379,668,000 |
| Trading assets | 1,315,000 | 1,327,000 | 1,430,000 | 1,427,000 |
| Total deposits | 11,943,928,000 | 11,840,022,000 | 12,122,295,000 | 12,004,758,000 |
| Interest-bearing deposits | 4,830,966,000 | 4,749,780,000 | 4,985,275,000 | 4,967,064,000 |
| Noninterest-bearing deposits | 7,112,962,000 | 7,090,242,000 | 7,137,020,000 | 7,037,694,000 |
| Equity capital | 2,072,130,000 | 2,096,668,000 | 2,180,807,000 | 2,162,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 157,689,000 | 316,761,000 | 482,513,000 | 629,538,000 |
| Interest expense | 45,231,000 | 93,458,000 | 145,595,000 | 182,206,000 |
| Net interest income | 112,458,000 | 223,303,000 | 336,918,000 | 447,332,000 |
| Noninterest income | 14,240,000 | 28,723,000 | 52,582,000 | 82,867,000 |
| Noninterest expense | 57,691,000 | 112,407,000 | 169,885,000 | 226,218,000 |
| Provision for loan losses | 0 | 0 | 0 | -3,000,000 |
| Pretax income | 68,849,000 | 139,897,000 | 209,600,000 | 279,771,000 |
| Income tax | 18,863,000 | 38,330,000 | 55,394,000 | 73,260,000 |
| Net income | 49,986,000 | 101,567,000 | 154,206,000 | 206,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,633,753,000 | 1,658,608,000 | 1,684,415,000 | 1,704,433,000 |
| Total capital | 1,724,070,000 | 1,748,394,000 | 1,773,607,000 | 1,790,805,000 |
| Risk-weighted assets | 11,031,469,000 | 10,961,738,000 | 10,799,714,000 | 10,643,832,000 |