Call reports 2022
CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION — 2022
What CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 17,538,128,000 | 16,758,546,000 | 16,347,538,000 | 16,474,239,000 |
| Total loans | 8,591,684,000 | 8,692,229,000 | 8,774,136,000 | 9,079,392,000 |
| Allowance for loan losses | 76,119,000 | 80,222,000 | 82,601,000 | 85,117,000 |
| Securities available for sale | 3,646,220,000 | 3,625,133,000 | 3,320,870,000 | 3,254,131,000 |
| Securities held to maturity | 2,362,741,000 | 2,412,308,000 | 2,557,922,000 | 2,554,301,000 |
| Trading assets | 1,110,000 | 1,023,000 | 954,000 | 1,080,000 |
| Total deposits | 14,548,758,000 | 14,139,934,000 | 13,938,387,000 | 12,875,276,000 |
| Interest-bearing deposits | 5,440,099,000 | 5,257,015,000 | 5,172,744,000 | 4,709,603,000 |
| Noninterest-bearing deposits | 9,108,659,000 | 8,882,919,000 | 8,765,643,000 | 8,165,673,000 |
| Equity capital | 2,035,576,000 | 1,935,364,000 | 1,834,542,000 | 1,930,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 114,100,000 | 237,362,000 | 372,550,000 | 514,668,000 |
| Interest expense | 1,266,000 | 2,592,000 | 4,446,000 | 9,174,000 |
| Net interest income | 112,834,000 | 234,770,000 | 368,104,000 | 505,494,000 |
| Noninterest income | 12,038,000 | 27,199,000 | 39,936,000 | 52,295,000 |
| Noninterest expense | 56,395,000 | 105,360,000 | 156,679,000 | 209,188,000 |
| Provision for loan losses | 2,500,000 | 6,100,000 | 8,100,000 | 10,600,000 |
| Pretax income | 65,201,000 | 149,195,000 | 240,797,000 | 335,569,000 |
| Income tax | 18,348,000 | 41,978,000 | 67,743,000 | 95,057,000 |
| Net income | 46,853,000 | 107,217,000 | 173,054,000 | 240,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,399,450,000 | 1,401,328,000 | 1,438,568,000 | 1,507,346,000 |
| Total capital | 1,483,569,000 | 1,489,550,000 | 1,529,169,000 | 1,600,463,000 |
| Risk-weighted assets | 10,607,550,000 | 10,800,629,000 | 10,990,679,000 | 11,257,669,000 |