Call reports 2021
CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION — 2021
What CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 14,835,682,000 | 15,534,441,000 | 16,196,109,000 | 15,883,119,000 |
| Total loans | 8,293,057,000 | 8,071,310,000 | 7,849,520,000 | 7,887,713,000 |
| Allowance for loan losses | 71,805,000 | 69,342,000 | 65,364,000 | 65,019,000 |
| Securities available for sale | 2,811,390,000 | 2,931,011,000 | 2,924,060,000 | 3,182,840,000 |
| Securities held to maturity | 1,086,984,000 | 1,036,924,000 | 1,710,938,000 | 1,925,970,000 |
| Trading assets | 958,000 | 1,010,000 | 1,000,000 | 1,083,000 |
| Total deposits | 12,146,980,000 | 12,721,418,000 | 12,984,880,000 | 13,037,641,000 |
| Interest-bearing deposits | 4,564,171,000 | 4,651,838,000 | 4,672,260,000 | 4,931,675,000 |
| Noninterest-bearing deposits | 7,582,809,000 | 8,069,580,000 | 8,312,620,000 | 8,105,966,000 |
| Equity capital | 1,991,874,000 | 2,016,593,000 | 2,022,308,000 | 2,038,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 105,524,000 | 212,552,000 | 317,099,000 | 420,630,000 |
| Interest expense | 1,961,000 | 3,528,000 | 4,783,000 | 5,924,000 |
| Net interest income | 103,563,000 | 209,024,000 | 312,316,000 | 414,706,000 |
| Noninterest income | 13,971,000 | 24,751,000 | 35,312,000 | 47,849,000 |
| Noninterest expense | 45,537,000 | 91,378,000 | 137,859,000 | 184,421,000 |
| Provision for loan losses | -19,500,000 | -21,500,000 | -25,500,000 | -25,500,000 |
| Pretax income | 91,201,000 | 164,648,000 | 235,941,000 | 304,148,000 |
| Income tax | 26,100,000 | 47,123,000 | 67,528,000 | 87,049,000 |
| Net income | 65,101,000 | 117,525,000 | 168,413,000 | 217,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,301,289,000 | 1,321,345,000 | 1,338,756,000 | 1,363,879,000 |
| Total capital | 1,382,094,000 | 1,398,687,000 | 1,412,120,000 | 1,436,898,000 |
| Risk-weighted assets | 8,941,979,000 | 9,011,315,000 | 9,231,931,000 | 9,464,202,000 |