Call reports 2018
CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION — 2018
What CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 8,348,017,000 | 8,085,158,000 | 11,471,300,000 | 11,519,575,000 |
| Total loans | 4,794,983,000 | 4,816,956,000 | 7,582,459,000 | 7,764,611,000 |
| Allowance for loan losses | 59,935,000 | 59,583,000 | 60,007,000 | 63,613,000 |
| Securities available for sale | 1,940,854,000 | 1,929,244,000 | 1,805,434,000 | 1,733,369,000 |
| Securities held to maturity | 798,284,000 | 772,469,000 | 759,029,000 | 744,440,000 |
| Trading assets | 738,000 | 750,000 | 797,000 | 716,000 |
| Total deposits | 6,727,960,000 | 6,555,653,000 | 9,133,543,000 | 8,849,541,000 |
| Interest-bearing deposits | 2,662,336,000 | 2,572,539,000 | 3,907,591,000 | 3,644,729,000 |
| Noninterest-bearing deposits | 4,065,624,000 | 3,983,114,000 | 5,225,953,000 | 5,204,811,000 |
| Equity capital | 1,082,019,000 | 1,096,049,000 | 1,831,461,000 | 1,865,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 72,697,000 | 147,502,000 | 244,140,000 | 361,860,000 |
| Interest expense | 1,981,000 | 3,870,000 | 7,447,000 | 11,907,000 |
| Net interest income | 70,716,000 | 143,632,000 | 236,693,000 | 349,953,000 |
| Noninterest income | 12,967,000 | 22,696,000 | 32,910,000 | 43,648,000 |
| Noninterest expense | 35,010,000 | 68,101,000 | 115,757,000 | 174,742,000 |
| Provision for loan losses | -1,000,000 | -2,000,000 | -1,500,000 | 1,500,000 |
| Pretax income | 49,673,000 | 100,227,000 | 155,346,000 | 217,359,000 |
| Income tax | 13,927,000 | 28,105,000 | 43,562,000 | 60,958,000 |
| Net income | 35,746,000 | 72,122,000 | 111,784,000 | 156,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 982,497,000 | 1,001,502,000 | 1,162,123,000 | 1,180,647,000 |
| Total capital | 1,048,738,000 | 1,067,391,000 | 1,231,339,000 | 1,253,219,000 |
| Risk-weighted assets | 5,732,222,000 | 5,789,159,000 | 8,873,270,000 | 8,932,513,000 |