Call reports 2017
CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION — 2017
What CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 8,554,871,000 | 8,411,132,000 | 8,297,079,000 | 8,263,101,000 |
| Total loans | 4,615,497,000 | 4,687,698,000 | 4,746,424,000 | 4,830,631,000 |
| Allowance for loan losses | 59,212,000 | 60,201,000 | 60,631,000 | 59,585,000 |
| Securities available for sale | 2,271,024,000 | 2,268,820,000 | 2,174,931,000 | 2,080,234,000 |
| Securities held to maturity | 885,057,000 | 869,769,000 | 848,382,000 | 829,890,000 |
| Trading assets | 679,000 | 690,000 | 717,000 | 751,000 |
| Total deposits | 6,860,761,000 | 6,717,997,000 | 6,628,377,000 | 6,566,069,000 |
| Interest-bearing deposits | 2,856,478,000 | 2,784,693,000 | 2,716,178,000 | 2,716,217,000 |
| Noninterest-bearing deposits | 4,004,282,000 | 3,933,304,000 | 3,912,200,000 | 3,849,853,000 |
| Equity capital | 1,060,214,000 | 1,074,593,000 | 1,090,659,000 | 1,084,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 67,448,000 | 140,037,000 | 213,907,000 | 287,226,000 |
| Interest expense | 1,864,000 | 3,807,000 | 5,766,000 | 7,631,000 |
| Net interest income | 65,584,000 | 136,230,000 | 208,141,000 | 279,595,000 |
| Noninterest income | 8,777,000 | 19,132,000 | 29,217,000 | 41,827,000 |
| Noninterest expense | 33,174,000 | 68,837,000 | 102,591,000 | 136,624,000 |
| Provision for loan losses | -4,500,000 | -5,500,000 | -7,000,000 | -8,500,000 |
| Pretax income | 45,687,000 | 92,432,000 | 142,169,000 | 193,700,000 |
| Income tax | 16,517,000 | 34,102,000 | 53,481,000 | 86,447,000 |
| Net income | 29,170,000 | 58,330,000 | 88,688,000 | 107,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 926,352,000 | 940,310,000 | 958,571,000 | 963,235,000 |
| Total capital | 992,270,000 | 1,007,217,000 | 1,025,908,000 | 1,029,126,000 |
| Risk-weighted assets | 5,614,634,000 | 5,674,146,000 | 5,676,016,000 | 5,762,959,000 |