Call reports 2012
CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION — 2012
What CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 6,495,127,000 | 6,512,870,000 | 6,310,234,000 | 6,356,866,000 |
| Total loans | 3,432,357,000 | 3,387,935,000 | 3,435,708,000 | 3,447,528,000 |
| Allowance for loan losses | 91,922,000 | 91,892,000 | 92,067,000 | 92,441,000 |
| Securities available for sale | 2,372,729,000 | 2,259,531,000 | 2,257,507,000 | 2,449,387,000 |
| Securities held to maturity | 2,280,000 | 2,191,000 | 2,122,000 | 2,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,691,728,000 | 4,710,564,000 | 4,789,876,000 | 4,789,247,000 |
| Interest-bearing deposits | 2,570,178,000 | 2,456,185,000 | 2,463,966,000 | 2,367,205,000 |
| Noninterest-bearing deposits | 2,121,550,000 | 2,254,378,000 | 2,325,910,000 | 2,422,042,000 |
| Equity capital | 825,513,000 | 822,835,000 | 811,126,000 | 808,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 66,065,000 | 136,244,000 | 202,089,000 | 262,222,000 |
| Interest expense | 6,630,000 | 13,062,000 | 18,548,000 | 22,588,000 |
| Net interest income | 59,435,000 | 123,182,000 | 183,541,000 | 239,634,000 |
| Noninterest income | 5,128,000 | 7,422,000 | 10,128,000 | 15,487,000 |
| Noninterest expense | 29,313,000 | 57,247,000 | 106,318,000 | 133,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,250,000 | 73,357,000 | 87,351,000 | 121,179,000 |
| Income tax | 12,053,000 | 25,495,000 | 29,280,000 | 40,140,000 |
| Net income | 23,197,000 | 47,862,000 | 58,071,000 | 81,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 723,287,000 | 718,904,000 | 702,763,000 | 706,611,000 |
| Total capital | 774,216,000 | 768,704,000 | 752,570,000 | 756,954,000 |
| Risk-weighted assets | 4,023,701,000 | 3,932,380,000 | 3,948,562,000 | 3,976,740,000 |