Call reports 2026
HOME STATE BANK/NATIONAL ASSOCIATION — 2026
What HOME STATE BANK/NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 778,098,000 | 775,950,000 |
| Total loans | 499,014,000 | 517,737,000 |
| Allowance for loan losses | 6,291,000 | 6,393,000 |
| Securities available for sale | 171,020,000 | 169,586,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 687,494,000 | 686,571,000 |
| Interest-bearing deposits | 477,401,000 | 481,476,000 |
| Noninterest-bearing deposits | 210,093,000 | 205,095,000 |
| Equity capital | 83,378,000 | 81,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,433,000 | 19,229,000 |
| Interest expense | 2,196,000 | 4,399,000 |
| Net interest income | 7,237,000 | 14,830,000 |
| Noninterest income | 1,949,000 | 4,091,000 |
| Noninterest expense | 6,259,000 | 12,869,000 |
| Provision for loan losses | 80,000 | 170,000 |
| Pretax income | 2,847,000 | 5,882,000 |
| Income tax | 0 | 0 |
| Net income | 2,847,000 | 5,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 95,287,000 | 93,435,000 |
| Total capital | 101,657,000 | 100,072,000 |
| Risk-weighted assets | 509,310,000 | 530,896,000 |