Call reports 2024
HOME STATE BANK/NATIONAL ASSOCIATION — 2024
What HOME STATE BANK/NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 733,280,000 | 726,837,000 | 728,102,000 | 738,267,000 |
| Total loans | 466,963,000 | 485,884,000 | 487,813,000 | 485,762,000 |
| Allowance for loan losses | 5,288,000 | 5,419,000 | 6,008,000 | 6,055,000 |
| Securities available for sale | 171,473,000 | 168,513,000 | 169,742,000 | 163,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 656,434,000 | 642,119,000 | 635,359,000 | 647,506,000 |
| Interest-bearing deposits | 453,069,000 | 447,269,000 | 446,658,000 | 449,301,000 |
| Noninterest-bearing deposits | 203,365,000 | 194,850,000 | 188,701,000 | 198,205,000 |
| Equity capital | 69,806,000 | 67,544,000 | 74,678,000 | 71,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,336,000 | 17,045,000 | 25,948,000 | 34,935,000 |
| Interest expense | 2,642,000 | 5,385,000 | 8,273,000 | 11,073,000 |
| Net interest income | 5,694,000 | 11,660,000 | 17,675,000 | 23,862,000 |
| Noninterest income | 1,848,000 | 4,175,000 | 6,230,000 | 8,076,000 |
| Noninterest expense | 5,696,000 | 11,651,000 | 17,667,000 | 24,067,000 |
| Provision for loan losses | 125,000 | 250,000 | 335,000 | 336,000 |
| Pretax income | 1,721,000 | 3,934,000 | 5,903,000 | 7,581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,721,000 | 3,934,000 | 5,903,000 | 7,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,924,000 | 88,045,000 | 89,423,000 | 90,516,000 |
| Total capital | 95,602,000 | 93,854,000 | 95,508,000 | 96,583,000 |
| Risk-weighted assets | 478,866,000 | 487,333,000 | 486,508,000 | 485,028,000 |