Call reports 2023
HOME STATE BANK/NATIONAL ASSOCIATION — 2023
What HOME STATE BANK/NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 770,072,000 | 753,721,000 | 723,799,000 | 724,258,000 |
| Total loans | 407,104,000 | 423,231,000 | 445,575,000 | 457,275,000 |
| Allowance for loan losses | 4,427,000 | 4,501,000 | 4,784,000 | 5,153,000 |
| Securities available for sale | 180,831,000 | 176,167,000 | 167,987,000 | 174,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,136,000 | 681,795,000 | 653,563,000 | 644,868,000 |
| Interest-bearing deposits | 464,723,000 | 468,271,000 | 452,329,000 | 438,163,000 |
| Noninterest-bearing deposits | 228,413,000 | 213,524,000 | 201,234,000 | 206,705,000 |
| Equity capital | 68,525,000 | 63,794,000 | 61,797,000 | 69,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,527,000 | 15,706,000 | 23,879,000 | 32,049,000 |
| Interest expense | 1,767,000 | 4,047,000 | 6,545,000 | 9,021,000 |
| Net interest income | 5,760,000 | 11,659,000 | 17,334,000 | 23,028,000 |
| Noninterest income | 1,533,000 | 3,055,000 | 6,340,000 | 7,829,000 |
| Noninterest expense | 5,091,000 | 10,616,000 | 16,269,000 | 21,554,000 |
| Provision for loan losses | 187,000 | 257,000 | 550,000 | 956,000 |
| Pretax income | 2,107,000 | 3,993,000 | 7,030,000 | 8,603,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,107,000 | 3,993,000 | 7,030,000 | 8,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,019,000 | 85,907,000 | 88,831,000 | 88,297,000 |
| Total capital | 93,000,000 | 90,902,000 | 94,086,000 | 93,840,000 |
| Risk-weighted assets | 440,396,000 | 449,041,000 | 466,755,000 | 474,458,000 |