Call reports 2022
HOME STATE BANK/NATIONAL ASSOCIATION — 2022
What HOME STATE BANK/NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 798,941,000 | 781,444,000 | 739,398,000 | 763,899,000 |
| Total loans | 368,641,000 | 380,662,000 | 382,791,000 | 402,585,000 |
| Allowance for loan losses | 4,934,000 | 5,037,000 | 5,077,000 | 4,960,000 |
| Securities available for sale | 174,470,000 | 166,574,000 | 166,895,000 | 170,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 719,699,000 | 708,367,000 | 673,914,000 | 692,070,000 |
| Interest-bearing deposits | 435,125,000 | 424,481,000 | 427,579,000 | 458,201,000 |
| Noninterest-bearing deposits | 284,574,000 | 283,886,000 | 246,335,000 | 233,869,000 |
| Equity capital | 71,993,000 | 65,219,000 | 57,431,000 | 63,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,507,000 | 11,276,000 | 17,542,000 | 24,842,000 |
| Interest expense | 124,000 | 243,000 | 507,000 | 1,764,000 |
| Net interest income | 5,383,000 | 11,033,000 | 17,035,000 | 23,078,000 |
| Noninterest income | 2,059,000 | 3,903,000 | 5,370,000 | 9,767,000 |
| Noninterest expense | 5,203,000 | 10,810,000 | 16,547,000 | 22,732,000 |
| Provision for loan losses | 14,000 | 29,000 | 63,000 | 63,000 |
| Pretax income | 2,225,000 | 4,097,000 | 5,795,000 | 10,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,225,000 | 4,097,000 | 5,795,000 | 10,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,027,000 | 80,540,000 | 81,878,000 | 86,025,000 |
| Total capital | 86,961,000 | 85,577,000 | 86,955,000 | 90,985,000 |
| Risk-weighted assets | 408,997,000 | 427,483,000 | 426,569,000 | 438,742,000 |