Call reports 2020
HOME STATE BANK/NATIONAL ASSOCIATION — 2020
What HOME STATE BANK/NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 627,768,000 | 682,860,000 | 690,027,000 | 696,451,000 |
| Total loans | 405,925,000 | 432,927,000 | 448,350,000 | 417,611,000 |
| Allowance for loan losses | 5,231,000 | 5,024,000 | 5,187,000 | 5,190,000 |
| Securities available for sale | 126,101,000 | 122,091,000 | 128,072,000 | 139,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,415,000 | 581,674,000 | 587,216,000 | 598,537,000 |
| Interest-bearing deposits | 378,567,000 | 394,578,000 | 400,330,000 | 407,168,000 |
| Noninterest-bearing deposits | 151,848,000 | 187,096,000 | 186,886,000 | 191,369,000 |
| Equity capital | 81,150,000 | 80,549,000 | 80,820,000 | 81,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,387,000 | 12,560,000 | 18,937,000 | 25,178,000 |
| Interest expense | 853,000 | 1,549,000 | 2,146,000 | 2,553,000 |
| Net interest income | 5,534,000 | 11,011,000 | 16,791,000 | 22,625,000 |
| Noninterest income | 4,879,000 | 10,345,000 | 13,648,000 | 16,477,000 |
| Noninterest expense | 8,187,000 | 17,039,000 | 24,229,000 | 31,330,000 |
| Provision for loan losses | 770,000 | 923,000 | 1,195,000 | 1,622,000 |
| Pretax income | 1,456,000 | 3,394,000 | 5,015,000 | 6,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,456,000 | 3,394,000 | 5,015,000 | 6,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,103,000 | 77,182,000 | 77,693,000 | 78,218,000 |
| Total capital | 83,334,000 | 82,206,000 | 82,787,000 | 83,214,000 |
| Risk-weighted assets | 427,602,000 | 406,392,000 | 407,408,000 | 399,476,000 |