Call reports 2019
HOME STATE BANK/NATIONAL ASSOCIATION — 2019
What HOME STATE BANK/NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 591,125,000 | 604,200,000 | 603,667,000 | 614,990,000 |
| Total loans | 396,096,000 | 411,286,000 | 408,140,000 | 403,613,000 |
| Allowance for loan losses | 4,858,000 | 4,780,000 | 4,551,000 | 4,564,000 |
| Securities available for sale | 124,535,000 | 124,683,000 | 123,144,000 | 124,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,926,000 | 503,369,000 | 511,202,000 | 520,869,000 |
| Interest-bearing deposits | 363,725,000 | 369,617,000 | 374,612,000 | 377,414,000 |
| Noninterest-bearing deposits | 138,201,000 | 133,752,000 | 136,590,000 | 143,455,000 |
| Equity capital | 75,869,000 | 77,195,000 | 78,126,000 | 78,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,048,000 | 12,501,000 | 18,977,000 | 25,413,000 |
| Interest expense | 711,000 | 1,512,000 | 2,385,000 | 3,297,000 |
| Net interest income | 5,337,000 | 10,989,000 | 16,592,000 | 22,116,000 |
| Noninterest income | 1,926,000 | 4,355,000 | 7,576,000 | 10,597,000 |
| Noninterest expense | 5,688,000 | 12,091,000 | 19,085,000 | 26,093,000 |
| Provision for loan losses | 29,000 | 59,000 | 366,000 | 509,000 |
| Pretax income | 1,546,000 | 3,194,000 | 4,717,000 | 6,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,546,000 | 3,194,000 | 4,717,000 | 6,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,207,000 | 76,687,000 | 76,992,000 | 77,258,000 |
| Total capital | 82,065,000 | 81,467,000 | 81,542,000 | 81,822,000 |
| Risk-weighted assets | 408,156,000 | 422,369,000 | 417,142,000 | 421,399,000 |