Call reports 2016
HOME STATE BANK/NATIONAL ASSOCIATION — 2016
What HOME STATE BANK/NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 594,668,000 | 595,098,000 | 589,097,000 | 587,425,000 |
| Total loans | 409,629,000 | 405,876,000 | 398,498,000 | 392,236,000 |
| Allowance for loan losses | 5,119,000 | 4,945,000 | 4,856,000 | 4,355,000 |
| Securities available for sale | 95,059,000 | 101,519,000 | 103,465,000 | 101,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,064,000 | 501,508,000 | 499,599,000 | 502,075,000 |
| Interest-bearing deposits | 383,345,000 | 384,701,000 | 380,744,000 | 379,553,000 |
| Noninterest-bearing deposits | 118,719,000 | 116,807,000 | 118,855,000 | 122,522,000 |
| Equity capital | 71,325,000 | 72,506,000 | 72,963,000 | 69,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,453,000 | 10,943,000 | 16,367,000 | 21,634,000 |
| Interest expense | 467,000 | 928,000 | 1,386,000 | 1,849,000 |
| Net interest income | 4,986,000 | 10,015,000 | 14,981,000 | 19,785,000 |
| Noninterest income | 1,899,000 | 4,203,000 | 6,278,000 | 7,967,000 |
| Noninterest expense | 6,476,000 | 12,737,000 | 18,575,000 | 25,323,000 |
| Provision for loan losses | 172,000 | 283,000 | 440,000 | 206,000 |
| Pretax income | 320,000 | 1,281,000 | 2,277,000 | 1,938,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 320,000 | 1,281,000 | 2,277,000 | 1,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,929,000 | 71,640,000 | 72,446,000 | 71,892,000 |
| Total capital | 76,048,000 | 76,585,000 | 77,302,000 | 76,247,000 |
| Risk-weighted assets | 446,786,000 | 438,750,000 | 432,779,000 | 426,757,000 |