Call reports 2015
HOME STATE BANK/NATIONAL ASSOCIATION — 2015
What HOME STATE BANK/NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 613,450,000 | 609,196,000 | 598,255,000 | 602,889,000 |
| Total loans | 424,638,000 | 424,351,000 | 416,754,000 | 410,988,000 |
| Allowance for loan losses | 5,827,000 | 5,209,000 | 5,065,000 | 5,102,000 |
| Securities available for sale | 78,964,000 | 78,446,000 | 83,651,000 | 91,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,571,000 | 506,035,000 | 502,275,000 | 508,234,000 |
| Interest-bearing deposits | 381,441,000 | 388,524,000 | 396,422,000 | 392,175,000 |
| Noninterest-bearing deposits | 127,130,000 | 117,511,000 | 105,853,000 | 116,059,000 |
| Equity capital | 70,687,000 | 70,927,000 | 71,798,000 | 70,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,542,000 | 11,253,000 | 16,878,000 | 22,484,000 |
| Interest expense | 468,000 | 945,000 | 1,425,000 | 1,903,000 |
| Net interest income | 5,074,000 | 10,308,000 | 15,453,000 | 20,581,000 |
| Noninterest income | 2,357,000 | 4,363,000 | 6,280,000 | 8,035,000 |
| Noninterest expense | 6,202,000 | 12,641,000 | 19,254,000 | 25,880,000 |
| Provision for loan losses | 570,000 | 740,000 | 649,000 | 816,000 |
| Pretax income | 659,000 | 1,290,000 | 1,846,000 | 1,936,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 659,000 | 1,290,000 | 1,846,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,457,000 | 71,088,000 | 71,644,000 | 71,234,000 |
| Total capital | 76,284,000 | 76,297,000 | 76,709,000 | 76,336,000 |
| Risk-weighted assets | 470,910,000 | 465,862,000 | 457,874,000 | 448,424,000 |