Call reports 2017
STRATFORD STATE BANK — 2017
What STRATFORD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 |
|---|---|
| Total assets | 111,212,000 |
| Total loans | 58,799,000 |
| Allowance for loan losses | 875,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 39,094,000 |
| Trading assets | 0 |
| Total deposits | 89,099,000 |
| Interest-bearing deposits | 75,812,000 |
| Noninterest-bearing deposits | 13,287,000 |
| Equity capital | 14,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 |
|---|---|
| Interest income | 890,000 |
| Interest expense | 134,000 |
| Net interest income | 756,000 |
| Noninterest income | 83,000 |
| Noninterest expense | 584,000 |
| Provision for loan losses | 20,000 |
| Pretax income | 235,000 |
| Income tax | 66,000 |
| Net income | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 |
|---|---|
| Tier 1 capital | 13,528,000 |
| Total capital | 14,403,000 |
| Risk-weighted assets | 71,218,000 |