Call reports 2006
STRATFORD STATE BANK — 2006
What STRATFORD STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 105,485,000 | 108,001,000 | 107,709,000 | 110,900,000 |
| Total loans | 53,607,000 | 53,792,000 | 55,030,000 | 53,591,000 |
| Allowance for loan losses | 649,000 | 671,000 | 640,000 | 655,000 |
| Securities available for sale | 228,000 | 793,000 | 731,000 | 55,000 |
| Securities held to maturity | 40,672,000 | 41,344,000 | 41,549,000 | 44,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,026,000 | 86,141,000 | 85,719,000 | 89,087,000 |
| Interest-bearing deposits | 80,465,000 | 81,227,000 | 80,695,000 | 84,053,000 |
| Noninterest-bearing deposits | 3,561,000 | 4,914,000 | 5,024,000 | 5,034,000 |
| Equity capital | 12,950,000 | 13,184,000 | 13,419,000 | 13,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,967,000 | 4,494,000 | 6,063,000 |
| Interest expense | 751,000 | 1,552,000 | 2,399,000 | 3,306,000 |
| Net interest income | 702,000 | 1,415,000 | 2,095,000 | 2,757,000 |
| Noninterest income | 365,000 | 491,000 | 610,000 | 730,000 |
| Noninterest expense | 532,000 | 1,068,000 | 1,559,000 | 2,086,000 |
| Provision for loan losses | 85,000 | 102,000 | 124,000 | 133,000 |
| Pretax income | 450,000 | 736,000 | 1,022,000 | 1,268,000 |
| Income tax | 65,000 | 119,000 | 170,000 | 220,000 |
| Net income | 385,000 | 617,000 | 852,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,950,000 | 13,184,000 | 13,419,000 | 13,169,000 |
| Total capital | 13,599,000 | 13,855,000 | 14,059,000 | 13,824,000 |
| Risk-weighted assets | 67,091,000 | 66,368,000 | 67,605,000 | 67,110,000 |
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Every figure shown here about STRATFORD STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.