Call reports 2018
BANK OF AKRON — 2018
What BANK OF AKRON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 327,788,000 | 335,046,000 | 338,962,000 | 349,552,000 |
| Total loans | 266,043,000 | 273,646,000 | 279,311,000 | 291,380,000 |
| Allowance for loan losses | 5,800,000 | 5,886,000 | 5,466,000 | 5,551,000 |
| Securities available for sale | 32,845,000 | 35,671,000 | 35,971,000 | 35,967,000 |
| Securities held to maturity | 2,110,000 | 1,874,000 | 1,862,000 | 1,660,000 |
| Trading assets | 0 | 0 | 0 | 657,000 |
| Total deposits | 283,674,000 | 285,328,000 | 288,703,000 | 299,093,000 |
| Interest-bearing deposits | 208,718,000 | 206,147,000 | 209,737,000 | 222,108,000 |
| Noninterest-bearing deposits | 74,956,000 | 79,181,000 | 78,966,000 | 76,985,000 |
| Equity capital | 33,240,000 | 34,046,000 | 34,858,000 | 34,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,421,000 | 7,184,000 | 10,985,000 | 14,917,000 |
| Interest expense | 282,000 | 632,000 | 1,094,000 | 1,695,000 |
| Net interest income | 3,139,000 | 6,552,000 | 9,891,000 | 13,222,000 |
| Noninterest income | 347,000 | 687,000 | 1,034,000 | 1,460,000 |
| Noninterest expense | 2,349,000 | 4,725,000 | 7,111,000 | 9,627,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,191,000 | 2,542,000 | 3,806,000 | 4,895,000 |
| Income tax | 297,000 | 634,000 | 915,000 | 1,126,000 |
| Net income | 894,000 | 1,908,000 | 2,891,000 | 3,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,022,000 | 32,826,000 | 33,599,000 | 34,178,000 |
| Total capital | 36,056,000 | 36,946,000 | 37,974,000 | 38,400,000 |
| Risk-weighted assets | 272,217,000 | 275,847,000 | 286,589,000 | 294,773,000 |