Call reports 2015
BANK OF AKRON — 2015
What BANK OF AKRON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 272,701,000 | 277,109,000 | 274,078,000 | 273,532,000 |
| Total loans | 211,455,000 | 217,224,000 | 212,332,000 | 215,656,000 |
| Allowance for loan losses | 4,711,000 | 4,942,000 | 4,089,000 | 5,020,000 |
| Securities available for sale | 44,603,000 | 42,561,000 | 42,128,000 | 41,749,000 |
| Securities held to maturity | 3,764,000 | 3,307,000 | 3,026,000 | 2,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,584,000 | 240,444,000 | 240,414,000 | 239,889,000 |
| Interest-bearing deposits | 184,375,000 | 182,591,000 | 178,424,000 | 179,613,000 |
| Noninterest-bearing deposits | 54,209,000 | 57,853,000 | 61,990,000 | 60,276,000 |
| Equity capital | 27,022,000 | 27,136,000 | 27,107,000 | 27,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,814,000 | 5,714,000 | 8,590,000 | 11,376,000 |
| Interest expense | 179,000 | 360,000 | 546,000 | 723,000 |
| Net interest income | 2,635,000 | 5,354,000 | 8,044,000 | 10,653,000 |
| Noninterest income | 347,000 | 789,000 | 1,279,000 | 1,702,000 |
| Noninterest expense | 2,095,000 | 4,295,000 | 6,593,000 | 8,747,000 |
| Provision for loan losses | 105,000 | 340,000 | 690,000 | 1,740,000 |
| Pretax income | 812,000 | 1,562,000 | 2,101,000 | 2,060,000 |
| Income tax | 295,000 | 566,000 | 791,000 | 469,000 |
| Net income | 517,000 | 996,000 | 1,310,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,592,000 | 25,875,000 | 25,994,000 | 26,081,000 |
| Total capital | 29,063,000 | 29,274,000 | 29,220,000 | 29,305,000 |
| Risk-weighted assets | 229,619,000 | 224,350,000 | 224,000,000 | 221,794,000 |