Call reports 2014
BANK OF AKRON — 2014
What BANK OF AKRON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 253,835,000 | 263,823,000 | 266,283,000 | 268,150,000 |
| Total loans | 189,574,000 | 197,424,000 | 200,696,000 | 205,541,000 |
| Allowance for loan losses | 4,105,000 | 4,205,000 | 4,309,000 | 4,606,000 |
| Securities available for sale | 45,814,000 | 45,929,000 | 46,266,000 | 45,236,000 |
| Securities held to maturity | 4,231,000 | 4,368,000 | 4,367,000 | 3,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,723,000 | 224,640,000 | 227,710,000 | 229,788,000 |
| Interest-bearing deposits | 167,491,000 | 172,983,000 | 175,177,000 | 177,103,000 |
| Noninterest-bearing deposits | 50,232,000 | 51,657,000 | 52,533,000 | 52,685,000 |
| Equity capital | 25,649,000 | 26,166,000 | 26,345,000 | 26,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,621,000 | 5,320,000 | 8,074,000 | 10,824,000 |
| Interest expense | 178,000 | 358,000 | 533,000 | 709,000 |
| Net interest income | 2,443,000 | 4,962,000 | 7,541,000 | 10,115,000 |
| Noninterest income | 348,000 | 749,000 | 1,168,000 | 1,745,000 |
| Noninterest expense | 1,963,000 | 4,200,000 | 6,260,000 | 8,291,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 620,000 |
| Pretax income | 715,000 | 1,377,000 | 2,362,000 | 3,147,000 |
| Income tax | 256,000 | 496,000 | 862,000 | 992,000 |
| Net income | 459,000 | 881,000 | 1,500,000 | 2,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,278,000 | 24,505,000 | 24,930,000 | 25,271,000 |
| Total capital | 27,541,000 | 27,980,000 | 28,294,000 | 28,676,000 |
| Risk-weighted assets | 205,642,000 | 213,805,000 | 218,443,000 | 223,252,000 |