Call reports 2013
BANK OF AKRON — 2013
What BANK OF AKRON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 237,373,000 | 244,125,000 | 250,443,000 | 254,246,000 |
| Total loans | 173,644,000 | 180,058,000 | 183,780,000 | 188,607,000 |
| Allowance for loan losses | 3,695,000 | 3,733,000 | 3,625,000 | 4,002,000 |
| Securities available for sale | 44,969,000 | 41,850,000 | 45,391,000 | 45,206,000 |
| Securities held to maturity | 5,588,000 | 5,118,000 | 4,522,000 | 4,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,554,000 | 213,517,000 | 217,481,000 | 216,261,000 |
| Interest-bearing deposits | 163,261,000 | 164,404,000 | 163,897,000 | 164,168,000 |
| Noninterest-bearing deposits | 45,293,000 | 49,113,000 | 53,584,000 | 52,093,000 |
| Equity capital | 24,775,000 | 24,721,000 | 25,015,000 | 25,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,075,000 | 7,647,000 | 10,291,000 |
| Interest expense | 210,000 | 413,000 | 610,000 | 795,000 |
| Net interest income | 2,343,000 | 4,662,000 | 7,037,000 | 9,496,000 |
| Noninterest income | 483,000 | 909,000 | 1,335,000 | 1,762,000 |
| Noninterest expense | 2,020,000 | 4,012,000 | 5,932,000 | 7,730,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 800,000 |
| Pretax income | 742,000 | 1,430,000 | 2,238,000 | 2,752,000 |
| Income tax | 260,000 | 503,000 | 791,000 | 845,000 |
| Net income | 482,000 | 927,000 | 1,447,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,144,000 | 23,589,000 | 23,914,000 | 24,015,000 |
| Total capital | 26,066,000 | 26,601,000 | 26,975,000 | 27,252,000 |
| Risk-weighted assets | 191,533,000 | 200,075,000 | 201,337,000 | 203,619,000 |