Call reports 2012
BANK OF AKRON — 2012
What BANK OF AKRON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 227,703,000 | 232,350,000 | 239,019,000 | 239,937,000 |
| Total loans | 151,088,000 | 159,287,000 | 167,958,000 | 171,618,000 |
| Allowance for loan losses | 3,118,000 | 3,174,000 | 3,142,000 | 3,635,000 |
| Securities available for sale | 48,257,000 | 51,369,000 | 50,004,000 | 46,314,000 |
| Securities held to maturity | 5,016,000 | 4,845,000 | 5,133,000 | 5,738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,054,000 | 204,474,000 | 206,694,000 | 203,170,000 |
| Interest-bearing deposits | 159,621,000 | 160,169,000 | 160,326,000 | 157,485,000 |
| Noninterest-bearing deposits | 39,433,000 | 44,305,000 | 46,368,000 | 45,685,000 |
| Equity capital | 23,999,000 | 24,025,000 | 24,612,000 | 24,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,818,000 | 7,324,000 | 9,967,000 |
| Interest expense | 251,000 | 504,000 | 751,000 | 985,000 |
| Net interest income | 2,177,000 | 4,314,000 | 6,573,000 | 8,982,000 |
| Noninterest income | 397,000 | 783,000 | 1,217,000 | 1,765,000 |
| Noninterest expense | 1,784,000 | 3,833,000 | 5,760,000 | 7,536,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 677,000 |
| Pretax income | 731,000 | 1,146,000 | 1,919,000 | 2,714,000 |
| Income tax | 242,000 | 364,000 | 627,000 | 820,000 |
| Net income | 489,000 | 782,000 | 1,292,000 | 1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,383,000 | 22,481,000 | 22,796,000 | 22,662,000 |
| Total capital | 25,018,000 | 25,154,000 | 25,594,000 | 25,477,000 |
| Risk-weighted assets | 167,154,000 | 174,944,000 | 183,371,000 | 185,586,000 |