Call reports 2011
BANK OF AKRON — 2011
What BANK OF AKRON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 212,346,000 | 217,119,000 | 220,453,000 | 223,614,000 |
| Total loans | 135,108,000 | 142,570,000 | 146,202,000 | 151,260,000 |
| Allowance for loan losses | 2,802,000 | 2,829,000 | 2,865,000 | 3,058,000 |
| Securities available for sale | 44,298,000 | 45,182,000 | 49,658,000 | 50,824,000 |
| Securities held to maturity | 5,348,000 | 5,162,000 | 5,035,000 | 4,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,929,000 | 190,565,000 | 192,592,000 | 188,844,000 |
| Interest-bearing deposits | 149,523,000 | 150,990,000 | 151,656,000 | 149,030,000 |
| Noninterest-bearing deposits | 36,406,000 | 39,575,000 | 40,936,000 | 39,814,000 |
| Equity capital | 22,479,000 | 22,671,000 | 23,496,000 | 23,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,639,000 | 7,038,000 | 9,458,000 |
| Interest expense | 305,000 | 603,000 | 876,000 | 1,141,000 |
| Net interest income | 2,005,000 | 4,036,000 | 6,162,000 | 8,317,000 |
| Noninterest income | 329,000 | 718,000 | 1,102,000 | 1,507,000 |
| Noninterest expense | 1,748,000 | 3,725,000 | 5,474,000 | 7,321,000 |
| Provision for loan losses | 27,000 | 80,000 | 125,000 | 330,000 |
| Pretax income | 704,000 | 1,101,000 | 1,926,000 | 2,435,000 |
| Income tax | 228,000 | 345,000 | 622,000 | 731,000 |
| Net income | 476,000 | 756,000 | 1,304,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,789,000 | 21,875,000 | 22,228,000 | 22,089,000 |
| Total capital | 24,065,000 | 24,277,000 | 24,610,000 | 24,644,000 |
| Risk-weighted assets | 150,723,000 | 152,963,000 | 160,125,000 | 164,647,000 |