Call reports 2010
BANK OF AKRON — 2010
What BANK OF AKRON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 187,577,000 | 199,003,000 | 208,966,000 | 206,849,000 |
| Total loans | 133,199,000 | 135,676,000 | 138,211,000 | 139,104,000 |
| Allowance for loan losses | 2,706,000 | 2,626,000 | 2,648,000 | 2,777,000 |
| Securities available for sale | 22,241,000 | 27,953,000 | 41,438,000 | 41,744,000 |
| Securities held to maturity | 6,952,000 | 6,520,000 | 6,353,000 | 5,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,313,000 | 171,351,000 | 180,062,000 | 181,901,000 |
| Interest-bearing deposits | 126,310,000 | 136,821,000 | 144,715,000 | 147,780,000 |
| Noninterest-bearing deposits | 31,003,000 | 34,530,000 | 35,347,000 | 34,122,000 |
| Equity capital | 21,992,000 | 21,667,000 | 22,442,000 | 22,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,209,000 | 4,391,000 | 6,709,000 | 9,054,000 |
| Interest expense | 311,000 | 615,000 | 950,000 | 1,275,000 |
| Net interest income | 1,898,000 | 3,776,000 | 5,759,000 | 7,779,000 |
| Noninterest income | 277,000 | 593,000 | 1,018,000 | 1,425,000 |
| Noninterest expense | 1,587,000 | 3,360,000 | 5,154,000 | 6,941,000 |
| Provision for loan losses | 28,000 | 49,000 | 78,000 | 208,000 |
| Pretax income | 560,000 | 960,000 | 1,670,000 | 2,287,000 |
| Income tax | 188,000 | 305,000 | 552,000 | 649,000 |
| Net income | 372,000 | 655,000 | 1,118,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,947,000 | 21,035,000 | 21,304,000 | 21,508,000 |
| Total capital | 23,471,000 | 23,192,000 | 23,646,000 | 23,898,000 |
| Risk-weighted assets | 138,242,000 | 143,583,000 | 147,732,000 | 148,773,000 |